如果借款人想要降低利息，需要附上第二個有價的高價值抵押品，例如黃金或珠寶。如果借款人是軍公教、薪資條件好、每月收入穩定等，具備好的還款能力，也有機會申請到較低的利率。 Benedict wrote that over the 1980s and nineteen nineties, “the right to your defense (for priests) was so broad as to create a conviction almost not possible.” 党建: 全国人大代表、上海长宁区萍聚工作室理事长朱国萍——任劳任... https://liantong.com.tw/hsinchu-house-secondary/